Moving boxes arranged in a stack against the wall

Tired of traffic, noise and long commutes? Or perhaps you’re craving wide-open spaces and fresh air?

Whatever your reasons, you’re not alone if you’ve recently been considering a tree or sea change. The COVID crisis and rise of remote working has led to many Australians contemplating a lifestyle change.

But is the grass really greener in the country? While there are some definite advantages to leaving the big smoke for a life in the country, there are some downsides you need to consider too. It’s a huge decision you shouldn’t take lightly.

To help, we’ve summarised some of the pros and cons below:

The pros of moving from the city to the country

Property prices

Depending on what and where you want to buy, house prices are typically cheaper in the country.

For example, according to CoreLogic, the median house price in Sydney in September 2020 was just shy of $1 million. Make the move to regional NSW, and this drops by half to a more affordable $490,842.

Buying a home in the country can mean borrowing less on your home loan. This can help you pay off your mortgage faster than if you’d stayed in the city.

Change of pace

Some people love the hustle and bustle of the city. Others may prefer a quieter, more relaxed pace – where you swap the crowds and traffic for bird song and country walks. If that’s you, moving to the country may give you the lifestyle you’ve been dreaming of.


Then there’s the real sense of community that living in small towns often brings. You can get to know all your neighbours, volunteer at the local school and enjoy being part of a close-knit community.

The cons of moving from the city to the country

Job opportunities

There can be limited employment opportunities in smaller towns – though remote working may make this less of a disadvantage than it once was. That said, moving to the countryside without an existing job, or having one lined up, can be risky – especially if you’re in a niche industry.

Healthcare, education and transport

Limited public services are another common drawback of country towns. There’ll be less choice when it comes to educating your kids, no 24/7 medical services and you may need to depend entirely on your car to get around.


If you love the buzz of busy restaurants and bars, then you might find living in the country hard. There are generally fewer places to go out at night, so you might have to travel back to the city to get your fix.

Hedge your bets

For some city dwellers, relocating to the countryside ends up as one of the best decisions they ever made. However, others regret the decision and soon return to the city.

So you might want to hedge your bets by renting for the first year in the country – if you love it, you can sell your city home; if you hate it, you can move back.

Thinking about buying a property or refinancing an existing loan? Contact Well Home Loans on 1300 899 724 for more information or click here to start the refinancing process and get your personalised borrowing scenario in less than 2 minutes!

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