The comparison rate is based on a $150,000 loan over 25 years. Warning: this comparison rate is true only for this example and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Lending criteria, fees and conditions apply. Rates, fees and conditions are indicative, available for new loans only and subject to change without notice. NOTE: The comparison rate shown in this example assumes a maximum LVR of 80% and no offset option. If your LVR is higher than 80% and/or you take an offset option, your comparison rate will be different. Refer to the Key Fact Sheet for your actual scenario.