PURCHASING YOUR HOME
Home’s not a place…It’s a feeling.
We’re here to help for the whole home buying journey. With helpful guides and Australian based experts conveniently located just a phone call away, the Well product range is ideally suited for those looking to buy a home. Whether it’s for owner occupiers or investors, you’ll be sure to find a great low rate with us.
Lowest rates start from:
2.10%
interest rate p.a.
2.13%
comparison rate p.a.*
Low rate options for purchasing property
The Well Balanced home loan is an award-winning product that’s designed to be flexible. It comes with great features that you can choose if you need it, without sacrifice the super low rate that makes us proud to offer to you.
With both Variable and Fixed rate options, there’s sure to be a product option to suit you.
Well Balanced | Well Balanced | |
---|---|---|
Interest rate | 2.10%p.a. | 2.77%p.a. |
Comparison rate* | 2.13%p.a. | 2.80%p.a. |
Maximum LVR | 80% | 90% |
Loan amounts (min/max) | $200,000 - $2mil | $200,000 - $2mil |
100% offset available (for just $10p/m) |
||
Redraw facility | ||
Additional repayments | ||
Split loans |
Well Balanced | Well Balanced | |
---|---|---|
Interest rate | 2.42%p.a. | 3.12%p.a. |
Comparison rate* | 2.45%p.a. | 3.15%p.a. |
Maximum LVR | 80% | 90% |
Loan amounts (min/max) | $200,000 - $2mil | $200,000 - $2mil |
100% offset available (for just $10p/m) |
||
Redraw facility | ||
Additional repayments | ||
Split loans |
NOTE: LMI Premium is payable for all loans over 80% LVR. Max. LVR’s include Capitalising LMI Premiums into your loan.
Our “Live-in” rates
Well Balanced |
---|
2.10%p.a. interest rate. |
2.13%p.a. comparison rate* |
80% maximum LVR |
$200,000 - $2mil Loan amounts (min-max) |
100% offset available(for just $10p/m) |
Free redraw facility |
additional repayments |
split loans |
Well Balanced |
---|
2.77%p.a. interest rate. |
2.80%p.a. comparison rate* |
90% maximum LVR |
$200,000 - $2mil Loan amounts (min-max) |
100% offset available(for just $10p/m) |
Free redraw facility |
additional repayments |
split loans |
NOTE: LMI Premium is payable for all loans over 80% LVR. Max. LVR’s include Capitalising LMI Premiums into your loan.
Investment rates
Well Balanced |
---|
2.42%p.a. interest rate. |
2.45%p.a. comparison rate* |
80% maximum LVR |
$200,000 - $2mil Loan amounts (min-max) |
100% offset available(for just $10p/m) |
Free redraw facility |
additional repayments |
split loans |
Well Balanced |
---|
3.12%p.a. interest rate. |
3.15%p.a. comparison rate* |
90% maximum LVR |
$200,000 - $2mil Loan amounts (min-max) |
100% offset available(for just $10p/m) |
Free redraw facility |
additional repayments |
split loans |
NOTE: LMI Premium is payable for all loans over 80% LVR. Max. LVR’s include Capitalising LMI Premiums into your loan.
Things to consider when buying property
Things to consider when buying property
For most of us, buying property isn’t something that we do all that often. It’s an exciting time once you’ve made the decision to become a home owner and we’re here to make the experience a lot less intimidating. Learning how to buy at auction can be also be a great start.
Getting started with buying property
Once you’ve decided that you want to buy a home, the journey from that point on is one of the most exciting ones that you’ll go on.
It’s also one of the biggest financial decisions of most Australian’s lives. There’s a lot to consider when purchasing a home, and Well helps to make this journey easier.
Get a budget in place
If you haven’t already done this, go and create a budget. There are so many apps out there that this should be something that every Australian does. Once you’ve got this in place, you’ll know straight away how much those mortgage repayments are going to affect your current lifestyle.
Learn what you can afford
It’s important to remember – just because you can borrow something, doesn’t mean that you should. Always get to know what your borrowing capacity is – what the maximum a lender will actually lend based on your finances. Sometimes, this can be higher than what you need, but with your budget in place you’ll know exactly what’s going to be manageable for you. A WellCheck will help you get your personalised scenario in a little as a few minutes.
Know the costs of buying a home
A lot of people don’t realise the additional costs of buying a home. The costs don’t stop with the amount that you pay for your dream home. There’s also a number of government fees that are required to be paid along with your own fees in getting legal advice and even just that thank-you gift for getting your friends to help you move. Well makes this transparent the whole way through your interview so that you know exactly what you’re getting into.
Finding your property
Once you have considered all of the above, you’re probably ready to start looking for that dream home. We recommend using alerts to let you know when something in your price range and ideal locations becomes available so that you can start inspecting. We recommend using homely.com.au for your property search needs.
Personalise your lending scenario now
When looking at your home loan options, it’s important to get the numbers right. Start your WellCheck today, the fast and simple way to get your personalised borrowing scenario in less than 60 seconds.
Anytime, anywhere
Get personal at an open inspection or from the comfort of home.
Personalised rate
Seeing a headline rate is nice; a rate that’s personalised to you is nicer.
Crunch the numbers
Work out your Maximum Borrowing potential and see how much your loan repayments might be.
No credit check
Find the answers you need without having to go through a full application. WellCheck doesn’t impact your credit score at all!
An award winning home loan
An award winning home loan
We started Well Home Loans with a mission of keeping our rates as low as possible while ensuring that the service we provide to our customers is second to none. The Well Balanced home loan is an award-winning product that’s designed to be flexible. It comes with great features that you can choose if you need it, without sacrificing our super low rates.
Why Well Home Loans
We’re not a traditional online lender. We’re a non-bank lender that just happens to live online. So what that means is some good old fashioned customer service is at the heart of what we do.
Cutting out a lot of the costs, means that we lend direct to you, ensuring that you get the best rates we can offer.
‘Pro packs’ full of features you didn’t want but had to pay for in order to get a cheaper rate? Why can’t it just be simple!
We believe in educating people about the biggest financial decision of their life.
No one goes out to buy a home loan. We get that. Our loans are meant to help you!
See what others are saying about us
See what others are saying about us
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