What you can get with a well home loan?

Not all home loans have to be boring. Our home loan products have got some great features built in without sacrificing on great rates.

  • Redraw Facilities
    If you’ve paid off more than you owe, then you can get access to those funds.

  • Flexible repayments
    Weekly, fortnightly and monthly payment schedules available.

  • Debit Card
    Get access to your additional funds when you need it with a Debit Card.

  • Pay it off sooner
    Ability to make additional repayments to own your home sooner.

  • Offset Accounts
    Put your savings away and reduce your interest on your home loan.

Why are our home loans so special?

Home loans don’t have to be boring. We’ve got some great features built into all our products.

From our super low rate, award winning products to home loans designed for when no one else wants to talk to you.  If you’ve been knocked back by other lenders, then it can feel a little demoralising and put you off ever getting a home loan. Well…. we’ve got loan options for that too.

Which loan is right for me?

Determining which loan is right for you depends on a number of factors including your credit history, loan amount, property location and employment situation. We help you to better understand your situation and ascertain which Well Home Loans product is most suitable for you.  Start your WellCheck today, the fast and simple way to get your personalised borrowing scenario in less than 60 seconds.

Anytime, anywhere

Get personal at an open inspection or from the comfort of home.

Personalised rate

Seeing a headline rate is nice; a rate that’s personalised to you is nicer.

Crunch the numbers

Work out your Maximum Borrowing potential and see how much your loan repayments might be.

No credit check

Find the answers you need without having to go through a full application. WellCheck doesn’t impact your credit score at all!

Start my WellCheck

Home loans worth talking about.

We started Well Home Loans with a mission of keeping our rates as low as possible while ensuring that the service we provide to our customers is second to none.

Well Balanced

A feature packed, award winning home loan product with a super-low rate.

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Explore the full range of owner occupied options designed to help you pay off your home sooner

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Well Easy

A product designed for when you don’t quite fit mainstream lending.

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Finally a product that makes it easy. If you haven’t had credit problems for the last 2 years, then the Well Easy product could be a good fit for you.

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Well Restore

The product that’s meant for those with impaired credit, having troubles lending with banks.

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No one plans to have bad credit. Sometimes, life just happens that way. That’s why we can help when others don’t want to know you.

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Applying only takes a few simple steps…

Step 1

Apply online

Your application is done online in your own time. No more visits to strangers.

Step 2

Upload your documents

We’ll need to review your documents. Simply upload them and we’ll get moving on it.

Step 3

Settle your loan

Get settled into your brand new home loan! Well done!

How we assess your situation

Most other lenders have rigid eligibility criteria, and if you don’t fit their mold then you don’t qualify for a loan. At Well, we’ve tailored home loans that can fit different situations.

  • What you earn
    We look at what you earn over a different period of time than a traditional lender. This can suit those that show irregular income over shorter time frames.

  • What you spend
    Looking at what you actually spend rather than just relying on benchmarks means we know more about your situation. Who even has 2.3 kids anyway?

  • What you owe
    Using rough percentages isn’t the best way to work out exactly what you owe to other people. We get the right information to help you see the bigger picture.

  • What’s your history
    Using rough percentages isn’t the best way to work out exactly what you owe to other people. We get the right information to help you see the bigger picture.


Handy tips and guides at WellHub

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