How our loans are made to fit all kinds of people
With just a few simple products, we reduce the stress of having to search through thousands of home loans only to be presented with a few hundred to choose from. A Well home loan is designed with you in mind and caters for your situation.
Not all home loans have to be boring. We've got some great features built into all our products.
If you've paid off more than you owe, then you can get access to those funds.
Ability to make additional repayments to own your home sooner.
Weekly, fortnightly and monthly payment schedules available.
Put your savings away and reduce your interest on your home loan.
Get access to your additional funds when you need it with a Debit Card.
Determining which loan is right for you depends on a number of factors including your credit history, loan amount, property location and employment situation. We help you to better understand your situation and ascertain which Well Home Loans product is most suitable during our interview.
Refinancing with Well could see you better off in the long run. Understanding your options is just the first step.
Use our purchase scenario to understand your borrowing capacity and the most suitable product.
A Well Home Loan is designed to help you when no one else wants to. We don't focus on having the cheapest home loan rate in the world, just the right type of home loan for you.
If you've been knocked back by other lenders, then it can feel a little demoralising and put you off ever getting a home loan. Well.... that's where we can help.
Why should you have to live your life the way a bank wants you to? If you've got irregular income, are self employed, have issues with your credit or just going through a hard time in life, then don't give up your dream of having your own home.
Most other lenders have rigid eligibility criteria, and if you don't fit their mold then you don't qualify for a loan. At Well, we've tailored home loans that can fit different situations.
We look at what you earn over a different period of time than a traditional lender. This can suit those that show irregular income over shorter time frames.
Using rough percentages isn't the best way to work out exactly what you owe to other people. We get the right information to help you see the bigger picture.
Looking at what you actually spend rather than just relying on benchmarks means we know more about your situation. Who even has 2.3 kids anyway?
No Credit Scoring! We look at each record on your credit report to get a proper picture of you and your credit history. We don't like to put a score on people's lives.
Our chatbot with a name that's spelt a little different. Always on and never judging, you can talk about your financial situation, with no embarrassing meetings or phone calls. Just help. When you need it.
Give it a go, right here - just hit the "Send to Messenger" button.