How to get started with Well Home Loans

You can browse around our website and view all the products & rates we have available. There’s plenty of useful guides and helpful tools to educate you on how a home loan with Well works.

When you’re comfortable with what you want, there’s a number of next steps you can take – which we have listed below for you.

Check your eligibility?
Our scenario calculators provide you an indicative answer to whether you’re better off with Well Home Loans.

Apply for a home loan
You’re ready to apply! Our online interview will take you through all the information we need from you and how to structure your home loan.

Apply for a loan

Stay in the loop
Setup your preferences and get notified on the progress of your application.

Your account is created when you submit your very first application.

How we assess your situation

Most other lenders have rigid eligibility criteria, and if you don’t fit their mold then you don’t qualify for a loan. At Well, we’ve tailored home loans that can fit different situations.

  • What you earn
    We look at what you earn over a different period of time than a traditional lender. This can suit those that show irregular income over shorter time frames.

  • What you spend
    Looking at what you actually spend rather than just relying on benchmarks means we know more about your situation. Who even has 2.3 kids anyway?

  • What you owe
    Using rough percentages isn’t the best way to work out exactly what you owe to other people. We get the right information to help you see the bigger picture.

  • What’s your history
    Using rough percentages isn’t the best way to work out exactly what you owe to other people. We get the right information to help you see the bigger picture.

Get pre-qualified. It’s simple and quick.

Most other lenders have fairly rigid eligibility criteria and if you don’t fit the mold, then you don’t fit the loan.

Getting prequalified with Well means there’s no upfront credit reports and you can walk away with answers that you need.