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Home loans worth talking about
We started Well Home Loans with a mission of keeping our rates as low as possible while ensuring that the service we provide to our customers is second to none.
Live in home loans
Great low rate
100% Offset available
Options to 90% LVR
Extra repayments allowed
Explore the full range of owner occupied options designed to help you pay off your home sooner
Investor Home Loans
Great low rate
100% Offset available
Options to 90% LVR
Extra repayments allowed
View the investment options helping maximise your rental properties with low rate home loans
Home loans worth talking about.
We started Well Home Loans with a mission of keeping our rates as low as possible while ensuring that the service we provide to our customers is second to none.
Live-in home loans
Live in benefits
Great low rate
100% Offset available
Options to 90% LVR
Extra repayments allowed
Explore the full range of owner occupied options designed to help you pay off your home sooner
Investor home loans
Investment features
Great low rate
100% Offset available
Options to 90% LVR
Extra repayments allowed
View the investment options helping maximise your rental properties with low rate home loans
How can we help?
Not quite sure where to start? That’s ok, we’re here to stand by you for your entire home ownership journey. Simply let us know how we can help you out today.
Personalise your lending scenario right now
When looking at your home loan options, it’s important to get the numbers right. Start your WellCheck today, the fast and simple way to get your personalised borrowing scenario in less than 60 seconds.
Anytime, anywhere
Get personal at an open inspection or from the comfort of home.
Personalised rate
Seeing a headline rate is nice; a rate that’s personalised to you is nicer.
Crunch the numbers
Work out your Maximum Borrowing potential and see how much your loan repayments might be.
No credit check
Find the answers you need without having to go through a full application. WellCheck doesn’t impact your credit score at all!
Why Well Home Loans
We’re not a traditional online lender. We’re a non-bank lender that just happens to live online. So what that means some good old fashioned customer service is at the heart of what we do.
Cutting out a lot of the costs, means that we lend direct to you, ensuring that you get the best rates we can offer.
We believe in educating people about the biggest financial decision of their life.
‘Pro packs’ full of features you didn’t want but had to pay for in order to get a cheaper rate? Why can’t it just be simple!
No one goes out to buy a home loan. We get that. Our loans are meant to help you!
See what others are saying about us
See what others are saying about us
Get pre-qualified.
It’s simple and quick.
Most other lenders have fairly rigid eligibility criteria and if you don’t fit the mold, then you don’t fit the loan.
Getting prequalified with Well means there’s no upfront credit reports and you can walk away with answers that you need.
Handy tips and guides at WellHub
What’s the deal with interest rates?
Interest rates are at historic lows in Australia, and are likely to stay at very low levels for the foreseeable
Six signs that the property rebound is real
Confidence has returned to the market Regulators have reduced interest rates and eased lending standards – and households have responded.
Property statistics reveal surprising facts
Dig deep into the Australian Bureau of Statistics’ residential property data for the past 15 years and you’ll discover some
Is the best home loan the cheapest?
The best loan and the cheapest loan are often two separate things There’s more to a home loan than just
Disclaimers and things you should know
* Comparison rate warning
The comparison rate is based on a $150,000 loan over 25 years. Warning: this comparison rate is true only for this example and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Lending criteria, fees and conditions apply. Rates, fees and conditions are indicative, available for new loans only and subject to change without notice.
Interest rates
Interest rates current as at the following date: 16th January 2020 Interest rates are subject to change at any time without notice. The actual interest rate on your home loan will be quoted at the time of settlement along with the actual repayment amounts. Interest Rates may change between the time of your application and settlement of your loan due to market conditions. Interest rates for existing customers may not be the same as interest rates for new customers. If you have paid a Rate Lock Fee, the rate provided will be listed on your letter of offer and will take effect upon acceptance and payment of the rate lock fee.