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EXPERIENCE THE DIFFERENCE
Well Home Loans
As personal as online gets
Well stays by your side from start to finish, whether you’re refinancing an existing mortgage or buying a home. Our award winning mortgages have the kind of features you’d expect from a bank, with the super low rates from an online lender and the personal support you’d expect from a family run company.
Lowest rates start from:
2.19%
interest rate p.a.
2.44%
comparison rate p.a.*
Note: Lowest rate shown is our Well Balanced 3 year fixed option
Home loans worth talking about
We started Well Home Loans with a mission of keeping our rates as low as possible while ensuring that the service we provide to our customers is second to none. The Well Balanced home loan is an award-winning product that’s designed to be flexible. It comes with great features that you can choose if you need it, without sacrificing our super low rates.
Home loans experts
Online made easy
Try before you buy
Super low online rates
We don’t wait to reward you with lower rates. Our super-low interest rates save you from day 1!
No gimmicks, no pro-packs stuffed with features you don’t want but need to take, no unfair loyalty systems. Just great features, at a great rate.
Great low rate
100% Offset available
Options to 90% LVR
Extra repayments allowed
Buying property?
No need to worry. We have dedicated home loan experts that can walk you through each step so that you feel confident in the home-buying process. Plus, get access to educational tools and resources when you need them.
Looking to refinance?
Leaving your current lender? No need to stress. We’re here to help make sure that it’s not a messy breakup and you get to stay in full control – and save on your repayments in the process!
Personalise your lending scenario right now
When looking at your home loan options, it’s important to get the numbers right. Start your WellCheck today, the fast and simple way to get your personalised borrowing scenario in less than 60 seconds.
Anytime, anywhere
Get personal at an open inspection or from the comfort of home.
Personalised rate
Seeing a headline rate is nice; a rate that’s personalised to you is nicer.
Crunch the numbers
Work out your Maximum Borrowing potential and see how much your loan repayments might be.
No credit check
Find the answers you need without having to go through a full application. WellCheck doesn’t impact your credit score at all!
Why Well Home Loans
We’re not a traditional online lender. We’re a non-bank lender that just happens to live online. So what that means is some good old fashioned customer service is at the heart of what we do.
Cutting out a lot of the costs, means that we lend direct to you, ensuring that you get the best rates we can offer.
We believe in educating people about the biggest financial decision of their life.
‘Pro packs’ full of features you didn’t want but had to pay for in order to get a cheaper rate? Why can’t it just be simple!
No one goes out to buy a home loan. We get that. Our loans are meant to help you!
See what others are saying about us
See what others are saying about us
Get pre-qualified.
It’s simple and quick.
Most other lenders have fairly rigid eligibility criteria and if you don’t fit the checkboxes, then you don’t fit the loan.
Getting pre-qualified with Well means there’s no upfront credit reports and you can walk away with answers that you need.
Handy tips and guides at WellHub
Could refinancing impact your credit score?
Refinancing your home loan can bring about many benefits. Depending on your circumstances it can help you save money, pay
How living expenses can impact your borrowing power
When you’re applying for a mortgage, lenders don’t just look at your income, your deposit and your equity to see
In praise of the Australian economy
The COVID-19 pandemic has caused economies across the world to come to a standstill. Social distancing restrictions have led many
The difference between a good home loan and a bad one
Many borrowers simply want a home loan with the lowest interest rate possible. It makes sense: a low-interest home loan
Disclaimers and things you should know
* Comparison rate warning
The comparison rate is based on a $150,000 loan over 25 years. Warning: this comparison rate is true only for this example and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Lending criteria, fees and conditions apply. Rates, fees and conditions are indicative, available for new loans only and subject to change without notice.
Interest rates
Interest rates current as at the following date: 11th May 2020 Interest rates are subject to change at any time without notice. The actual interest rate on your home loan will be quoted at the time of settlement along with the actual repayment amounts. Interest Rates may change between the time of your application and settlement of your loan due to market conditions. Interest rates for existing customers may not be the same as interest rates for new customers. If you have paid a Rate Lock Fee, the rate provided will be listed on your letter of offer and will take effect upon acceptance and payment of the rate lock fee.