Simple, easy home loans.
Getting the right home loan has never been easier with a Well
loan that fits you just right.
With just a few simple products, we reduce the stress of having to search through thousands of home loans only to be presented with a few hundred to choose from. A well home loan is designed with you in mind and caters for your situation.
Interest Rate
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Interest Rate
Comparison Rate *
Most other lenders have fairly rigid eligibility criteria and if you don’t fit the mold, then you don’t fit the loan. At Well, we’ve tailored home loans that can fit different situations.
No gimmicks, no hidden fees, no hidden rates. Just simple, easy home loans. The way it should be.
It's about time there's more transparency in the lending process. Why hide it, when we can hopefully help you learn more.
You can apply online in your own time and at your own pace. No waiting around for someone to visit or ring you.
We don't rely on benchmarks, averages or estimates. We ask about you and your life, to easily fit the right loan.
Choose the features that you want in a home loan. We don't force you to take a bundle of features just to get a lower rate.
We're not a traditional online lender. We're a non-bank lender that just happens to live online. So that means some good old fashioned customer service is at the heart of what we do.
We cut out a lot of the hidden costs that are involved in the mortgage process. This means that we lend direct to you and ensure that you get the best rates we can offer.
'Pro packs' full of features you didn’t want but had to 'pay' for in order to get a cheaper rate? Why can't it just be simple & transparent if all you want is a home loan?
We believe in educating people about the biggest financial decision of their life. We make the home loan process as easy to understand as possible.
No one goes out to buy a home loan. We get that. Who wants to buy a home loan? Our loans are meant to help you out in your current life situation. Low rates, tailored features and even loans tailored to those who might have struggled to get a "yes" from other lenders.
With just a few simple products, we reduce the stress of having to search through thousands of home loans only to be presented with a few hundred to choose from. A Well home loan is designed with you in mind and caters for your situation.
A good credit history and can provide evidence of their income.
Borrow up to 95% of the value of your property.
A home loan for those who don't quite meet the mainstream criteria.
Borrow up to 95% of the value of your property.
For those with recent credit impairment, this home loan is designed to help.
Borrow up to 95% of the value of your property.
Most other lenders have fairly rigid eligibility criteria and if you don’t fit the mold, then you don’t fit the loan. At Well, we’ve tailored home loans that can fit different situations.
Our rates start from some of the lowest on the market. And they're not just for those under 80% LVR!
Well home loans are specifically designed to help you save on interest and repayments.
Wrap your other high interest debts into one low rate loan.
Over committed yourself and missed a payment, that's ok.
So long as you're discharged, we can help you get back on track.
Life happens and sometimes it gets onto your credit report. We get it.
Determining which loan is right for you depends on a number of factors including your credit history, loan amount, property location and employment situation. We help you to better understand your situation and ascertain which Well Home Loans product is most suitable during our interview.
Refinancing with Well could see you better off in the long run. Understanding your options is just the first step.
Use our purchase scenario to understand your borrowing capacity and the most suitable product.
If you're a property investor or just live in your home, explore our solutions above or just get straight to it and apply.
Meet Jewell.
Our chatbot with a name that's spelt a little different. Always on and never judging,
you can talk about your financial situation, with no embarrassing meetings or
phone calls. Just help. When you need it.
Give it a go, right here - just hit the "Send to Messenger" button.
