Home loans worth talking about

We started Well Home Loans with a mission of keeping our rates as low as possible while ensuring that the service we provide to our customers is second to none.

Live in home loans

Low rate owner occupied home loans up to 90% of your property value

2.82%

interest rate p.a.

2.86%

comparison rate p.a.

Great low rate

100% Offset available

Options to 90% LVR

Extra repayments allowed

Explore the full range of owner occupied options designed to help you pay off your home sooner

Investor Home Loans

Helping investors with more equity pay off their investments sooner.

3.12%

interest rate p.a.

3.16%

comparison rate p.a.

Great low rate

100% Offset available

Options to 90% LVR

Extra repayments allowed

View the investment options helping maximise your rental properties with low rate home loans

Home loans worth talking about.

We started Well Home Loans with a mission of keeping our rates as low as possible while ensuring that the service we provide to our customers is second to none.

Live-in home loans

Low rate owner occupied home loans with 20% deposit

2.82%

interest rate p.a.

2.86%

comparison rate p.a.

Live in benefits

  • Great low rate

  • 100% Offset available

  • Options to 90% LVR

  • Extra repayments allowed

Explore the full range of owner occupied options designed to help you pay off your home sooner

Home loans for my home

Investor home loans

Helping investors with more equity pay off their investments sooner.

3.12%

interest rate p.a.

3.16%

comparison rate p.a.

Investment features

Great low rate

100% Offset available

Options to 90% LVR

Extra repayments allowed

View the investment options helping maximise your rental properties with low rate home loans

Explore investment loans

How can we help?

Not quite sure where to start?  That’s ok, we’re here to stand by you for your entire home ownership journey.  Simply let us know how we can help you out today.

Personalise your lending scenario right now

When looking at your home loan options, it’s important to get the numbers right.  Start your WellCheck today, the fast and simple way to get your personalised borrowing scenario in less than 60 seconds.

Anytime, anywhere

Get personal at an open inspection or from the comfort of home.

Personalised rate

Seeing a headline rate is nice; a rate that’s personalised to you is nicer.

Crunch the numbers

Work out your Maximum Borrowing potential and see how much your loan repayments might be.

No credit check

Find the answers you need without having to go through a full application. WellCheck doesn’t impact your credit score at all!

Start my WellCheck

Why Well Home Loans

We’re not a traditional online lender. We’re a non-bank lender that just happens to live online. So what that means some good old fashioned customer service is at the heart of what we do.

  • Cutting out a lot of the costs, means that we lend direct to you, ensuring that you get the best rates we can offer.

  • We believe in educating people about the biggest financial decision of their life.

  • ‘Pro packs’ full of features you didn’t want but had to pay for in order to get a cheaper rate? Why can’t it just be simple!

  • No one goes out to buy a home loan. We get that. Our loans are meant to help you!

See what others are saying about us

See what others are saying about us

Get pre-qualified. It’s simple and quick.

Most other lenders have fairly rigid eligibility criteria and if you don’t fit the mold, then you don’t fit the loan.

Getting prequalified with Well means there’s no upfront credit reports and you can walk away with answers that you need.

Get pre-qualified

Questions?

Handy tips and guides at WellHub

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Disclaimers and things you should know

* Comparison rate warning

The comparison rate is based on a $150,000 loan over 25 years. Warning: this comparison rate is true only for this example and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Lending criteria, fees and conditions apply. Rates, fees and conditions are indicative, available for new loans only and subject to change without notice.

What is a comparison rate?
Interest rates

Interest rates current as at the following date: 15th October 2019 Interest rates are subject to change at any time without notice. The actual interest rate on your home loan will be quoted at the time of settlement along with the actual repayment amounts. Interest Rates may change between the time of your application and settlement of your loan due to market conditions. Interest rates for existing customers may not be the same as interest rates for new customers. If you have paid a Rate Lock Fee, the rate provided will be listed on your letter of offer and will take effect upon acceptance and payment of the rate lock fee.